Malta Permanent Residence Costs: The Ultimate Guide for 2025
Applying for Malta’s Permanent Residence Programme comes with expenses. This article covers Malta’s permanent residence costs, including rentals, contributions, and investments.
Detailed Costs and Investments for Malta Permanent Residence
Below are all the costs and investments required to apply for Malta’s Permanent Residence Programme (MPRP).
Administrative Fees
Administrative fees are mandatory, non-refundable charges paid to the Residency Malta Agency to process your application. These fees cover tasks like background checks, document verification, and operational costs.
Fee for Single Applicant: €50,000
- €15,000 due within one month of application submission (non-refundable).
- €35,000 payable within two months of receiving the Letter of Approval in Principle.
Property Requirements
Applicants must choose between renting or purchasing a qualifying property to meet the residency programme requirements. This property must be held or rented for a minimum of five years.
- Renting (2025): The minimum annual rent is €14,000 for all regions, including Malta and Gozo.
- Purchasing (2025): Properties across Malta and Gozo must be purchased for a minimum of €375,000.
Government Contributions
This is a required financial contribution to the Maltese government, reflecting the applicant’s investment in the country’s economy. The amount depends on whether the applicant chooses to rent or purchase property:
- Purchasing Property: €30,000
- Renting Property: €60,000
Charitable Donations
Applicants must make a €2,000 donation to a local Maltese NGO. This can be directed to philanthropic, cultural, scientific, artistic, or animal welfare organizations registered with the Commissioner of Voluntary Organizations.
Health Insurance
All applicants must purchase a private health insurance policy that covers all medical risks in Malta and other European countries. The insurance ensures that applicants can access healthcare without relying on Malta’s public health system. Coverage typically includes:
- Emergency and hospitalization services.
- Routine medical care and prescription drugs.
- Health screenings and specialist consultations.
- The cost typically ranges from:
- Single applicant: €275–€700+ annually
- Family coverage: €1,600+ annually.
- Single applicant: €275–€700+ annually
Read our guide to learn how health insurance supports Malta Permanent Residence applicants.
Residence Card Issuance and Renewal Fees
Once permanent residency is granted, residence cards must be issued for all applicants. These cards are valid for five years, after which they must be renewed:
- Initial Issuance: €137.50 per person (valid for 5 years).
- Renewals: €27.50 per person annually after the initial period.
Dependent Fees
Including family members in the application allows them to enjoy the benefits of permanent residency, such as access to healthcare, education, and visa-free Schengen travel.
However, this incurs additional fees based on the number and type of dependents included in the application.
You need to add €10,000 for each dependent included in the application (e.g., spouse, children, or other family members).
Estimated Total Costs for Malta Permanent Residence
Here are the estimated total expenses for renting and purchasing property under the Malta Permanent Residence Programme.
Total General Fees (Single Applicant Only)
Below are the required fees and costs for a single applicant under the Malta Permanent Residence Programme.
Renting a Property (2025)
- Administrative Fee: €50,000
- Government Contribution: €60,000
- Rental Cost for 5 Years: €70,000 (€14,000 annually)
- Charitable Donation: €2,000
- Health Insurance (Single Applicant): €1,375 (€275 annually, based on the basic coverage plan)
- Residence Card Issuance: €137.50 (valid for 5 years)
Total Costs for Renting: €183,512.50
Purchasing a Property (2025)
- Administrative Fee: €50,000
- Government Contribution: €30,000
- Property Purchase: €375,000 (minimum qualifying amount)
- Charitable Donation: €2,000
- Health Insurance (Single Applicant): €1,375 (€275 annually, based on the basic coverage plan)
- Residence Card Issuance: €137.50 (valid for 5 years)
Total Costs for Purchasing: €458,512.50
Total Costs With Dependents
Below are the estimated costs for one applicant with dependents (e.g., spouse, children, or other family members):
Renting a Property
- Adjusted General Costs: €182,137.50 (applicant’s total general costs after subtracting €1,375 for single health insurance).
- Contribution Fee for Each Dependent: €10,000
- Health Insurance (Family Coverage): €8,000 (€1,600 annually, replacing single applicant coverage).
- Residence Card Issuance for Each Dependent: €137.50 (valid for 5 years)
Total costs for renting property, including dependents:
- 1 Dependent: €200,275
- 2 Dependents: €210,412.50
- 3 Dependents: €220,550
- 4 Dependents: €230,687.50
Purchasing a Property
- Adjusted General Costs: €457,137.50 (applicant’s total general costs after subtracting €1,375 for single health insurance).
- Contribution Fee for Each Dependent: €10,000
- Health Insurance (Family Coverage): €8,000 (€1,600 annually, replacing single applicant coverage).
- Residence Card Issuance for Each Dependent: €137.50 (valid for 5 years)
Total costs for purchasing property, including dependents:
- 1 Dependent: €475,275
- 2 Dependents: €485,412.50
- 3 Dependents: €495,550
- 4 Dependents: €505,687.50
Let us manage the details so you don’t miss anything. We provide assistance with meeting the financial requirements and understanding your options. Reach out today through our contact form to discuss the costs and start your application!
