Malta Permanent Residence Requirements (2025 Guide)
Malta’s Permanent Residence Program has specific requirements for securing residency in Europe. This guide covers Malta’s permanent residence requirements, including eligibility, investments, and conditions.
Eligibility Requirements
To apply for Malta’s Permanent Residence Program, you need to meet specific criteria that ensure financial stability and personal integrity. Below are the main requirements.
- Applicant Profile
- Must be a third-country national (non-EU, non-EEA, non-Swiss).
- It cannot be from countries sanctioned by Malta.
- Must be at least 18 years old.
- Must be a third-country national (non-EU, non-EEA, non-Swiss).
- Financial Stability: Show proof of financial assets worth at least €500,000, including €150,000 in liquid assets.
- Clean Background: Pass due diligence checks and have no criminal record.
- Health Coverage: Possess health insurance covering medical risks in Malta and Europe.
If you’re planning to apply for permanent residency in Malta, learn about healthcare coverage requirements in Malta in our guide.
Total Costs for Malta Permanent Residence Scheme Investment Requirements (Effective January 1, 2025)
The MPRP outlines specific fees and investment thresholds. Below are the primary details you need to know:
- Administrative Fees: €50,000.
- Property Investment Requirements
- Rent: €14,000/year across all locations.
- Purchase: €375,000 minimum.
- Rent: €14,000/year across all locations.
- Government Contributions: €30,000 for property purchase or €60,000 for renting.
- Philanthropic Donation: The €2,000 donation to a local NGO remains mandatory.
- Additional Dependent Fees: €10,000 per dependent.
Estimated Total Costs
- Renting: Starting from approximately €182,000 for five years (including fees and contributions).
- Purchasing: Starting from approximately €457,000 (property purchase + fees and contributions).
Add €10,000 to the total costs for each dependent you have.
Benefits of Permanent Residency
The Malta Permanent Residence Program offers a host of advantages that make it a valuable opportunity for investors and their families. Here are the main benefits.
- Visa-Free Travel: Access to the Schengen Zone for up to 90 days in 180 days.
- Lifetime Validity: Residency is permanent, with residence cards needing renewal every five years.
- Family Inclusion: Spouses, children, parents, and grandparents can be included in the application.
- No Physical Stay Requirement: Applicants are not required to live in Malta to maintain their residency.
- Access to Healthcare and Education: Beneficiaries gain access to high-quality healthcare and educational institutions.
For more info on Malta permanent residence benefits, check out our detailed guide.
How to Apply for Permanent Residency in Malta
The application process for the MPRP is straightforward and efficient:
- Submit Application: Applicants must submit their application through a licensed agent approved by the Residency Malta Agency.
- Due Diligence Checks: The agency conducts thorough background checks to ensure compliance and security.
- Approval of Application: Once approved, applicants are required to complete the necessary investments.
- Issuance of Residence Certificate: A residence certificate, which serves as a permanent residence permit, is issued upon completion of all requirements.
This process typically takes 4 to 6 months, although timelines may vary depending on application volumes.
Read our full guide on how to apply for permanent residency in Malta for more details.
Frequently Asked Questions
Who Is Eligible to Apply for the Malta Permanent Residence Program (MPRP)?
The program is open to non-EU, non-EEA, and non-Swiss nationals. Applicants must meet specific eligibility criteria, including financial and due diligence requirements.
What Documents Are Required for Dependants to Be Added After the Residency Certificate Is Issued?
Dependents can be added later with documents like proof of relationship, birth certificates, a police certificate (if applicable), and a non-refundable administrative fee. The application also requires due diligence checks.
Can Parents or Grandparents Be Included as Dependents?
Yes, parents and grandparents of the main applicant or their spouse can be added as dependants, provided they are financially reliant on the applicant. A €5,000 non-refundable fee applies for each dependant.
What Happens if an Applicant No Longer Holds the Qualifying Property During the First Five Years?
If the applicant sells or stops leasing a qualifying property, it must be immediately replaced with another qualifying property without any gaps. Compliance with property-related conditions is mandatory during the initial five years.
How Long Is the Residency Card Valid, and What Are the Renewal Requirements?
Residency cards are valid for five years and need renewal upon expiration. Applicants must continue meeting the program’s requirements to maintain their residency status.
Let our experts guide you through the Permanent Residence Scheme in Malta. From eligibility assessment to post-approval services, we’re here for you—reach out to us today through our contact form to make it happen!
